function getTheClass(the_elem) {
	//IE Way
	var get_class = the_elem.getAttribute("className");
	if(get_class == "" || get_class == null) {
		//FireFox way
		get_class = the_elem.getAttribute("class");
	}
	//"" is standard (I think), but most browsers use null, 
	//so we will just convert standard "" to null
	if(get_class == "") {
		return null;
	} else {
		return get_class;
	}
}

function addCheck() {
  var address = document.getElementById("check_rates_content");
	var tab = document.getElementById("check_rates_tab");
	var inst = document.getElementById("check_instructions");
	if (getTheClass(address) != 'down') {
		address.setAttribute('className', 'down');
		address.setAttribute('class',  'down');
		//new Effect.BlindUp(address);
		tab.setAttribute('className', 'tab');
		tab.setAttribute('class',  'tab');
		inst.innerHTML = "<p align='right'><img class='rates_instruct' src='sysimages/rates_instruct.jpg' alt='click tab below to open rates table' /></p>"
		tab.innerHTML = "<a href='#' onclick='addCheck(); return false;'>Open TABLE</a>";
	} else {
		//new Effect.BlindDown(address);
		address.setAttribute('className', '');
		address.setAttribute('class',  '');
		tab.setAttribute('className', 'tab_close');
		tab.setAttribute('class',  'tab_close');
		inst.innerHTML = "";
		tab.innerHTML = "<a href='#' onclick='addCheck(); return false;'>Close TABLE</a>";
	}
}

function addMm() {
  var address = document.getElementById("mm_rates_content");
	var tab = document.getElementById("mm_rates_tab");
	var inst = document.getElementById("mm_instructions");
	if (getTheClass(address) != 'down') {
	address.setAttribute('className', 'down');
	address.setAttribute('class',  'down');
	//new Effect.BlindUp(address);
	tab.setAttribute('className', 'tab');
	tab.setAttribute('class',  'tab');
	inst.innerHTML = "<p align='right'><img class='rates_instruct' src='sysimages/rates_instruct.jpg' alt='click tab below to open rates table' /></p>";
	tab.innerHTML = "<a href='#' onclick='addMm(); return false;'>Open TABLE</a>";
	} else {
	//new Effect.BlindDown(address);
	address.setAttribute('className', '');
	address.setAttribute('class',  '');
	tab.setAttribute('className', 'tab_close');
	tab.setAttribute('class',  'tab_close');
	inst.innerHTML = "";
	tab.innerHTML = "<a href='#' onclick='addMm(); return false;'>Close TABLE</a>";
	}
}

function addCd() {
    var address = document.getElementById("cd_rates_content");
	var tab = document.getElementById("cd_rates_tab");
	var inst = document.getElementById("cd_instructions");
	if (getTheClass(address) != 'down') {
		address.setAttribute('className', 'down');
		address.setAttribute('class',  'down');
	//	new Effect.BlindUp(address);
		tab.setAttribute('className', 'tab');
		tab.setAttribute('class',  'tab');
		inst.innerHTML = "<p align='right'><img class='rates_instruct' src='sysimages/rates_instruct.jpg' alt='click tab below to open rates table' /></p>";
		tab.innerHTML = "<a href='#' onclick='addCd(); return false;'>Open TABLE</a>";
	} else {
	//	new Effect.BlindDown(address);
		address.setAttribute('className', '');
		address.setAttribute('class',  '');
		tab.setAttribute('className', 'tab_close');
		tab.setAttribute('class',  'tab_close');
		inst.innerHTML = "";
		tab.innerHTML = "<a href='#' onclick='addCd(); return false;'>Close TABLE</a>";
	}
	
	
}

addLoadEvent(addCheck);
addLoadEvent(addMm);
addLoadEvent(addCd);